Tax planning
“In this world nothing can be said to be certain, except death and taxes.”
- Tax-efficient investments
- Tax deferral
- Conversion for tax purposes
- Intergenerational transfer
- Corporate Class for non-registered investments
- Strategies to avoid the clawback of Old Age Security
- Return of capital cash flow strategy to reduce T4 income at year end
- Income splitting strategies (Spousal RRSP, Spousal Loan … etc.)
- RRSP Meltdown (early withdrawals to manage taxation)
- Individual Pension Plans
- Maximization of the Capital Dividend Account where applicable
